1. General: Access to the materials posted on the RoadMap Website is limited to registered members. Registration is voluntary and membership is conditional upon the payment of a fee and upon the entry into a written agreement with RoadMap Risk Assessment Ltd. ("RoadMap"). By entering into such agreement and paying such fee, you indicate your consent to these Terms of Use & Privacy Policy. Your agreement with RoadMap might include the provision of additional services as mutually agreed by RoadMap and yourself.

2. Your password: As part of the registration process, you will select a password. This password is for your individual use only. You are solely responsible for maintaining the confidentiality of any password you use to access the Website, and you agree that RoadMap will not have any obligations with regard thereto. Members are prohibited from transferring their passwords to any third party. If your password is distributed to third parties or otherwise misused, RoadMap shall have the right, in its sole discretion and without notice to you, to terminate your membership.

3. Privacy: This privacy policy relates only to information that we obtain from you. If you visit a website operated by a third party through a link included on the RoadMap Website, your information might be used differently by the operator of the linked website.

The RoadMap Website might, from time to time, use "cookies" to improve our Website, to allow the customization of certain aspects of the Website and to measure overall traffic patterns on our site or for other similar purposes. With most Internet browsers, you can configure your browser so that it refuses new cookies, prompts you to accept cookies or disables cookies altogether.

Any information that we collect about you is stored electronically on our database. It may also be printed and stored in our filing system. We will keep your personal information confidential and not transfer such information to any third party whatsoever except to the extent that we are compelled to disclose it by law (for example where fraud or other crime is involved) or to comply with an instruction of a regulatory body of competent jurisdiction.

RoadMap does not store any of your credit card or other financial information on its Website and shall NOT disclose any of your financial details to any third party except to the extent that we are compelled to disclose it by law.

4. Information Displayed: Information collected and displayed on the RoadMap Website is supplied for informative and edifying purposes only. RoadMap does not express any particular views as to developments and matters discussed on the RoadMap website and does not necessarily support or oppose any such developments or matters.

5. Reservation of Rights: The content of the RoadMap Website is the exclusive property of RoadMap and is, unless specifically stated otherwise, protected by copyright, and other intellectual property rights. It is published by RoadMap and may not be reproduced other than by downloading and viewing on a single CPU and/or printing a single hard copy, for private or internal business purposes only. It is not to be otherwise reproduced, transmitted, made available on a network or used to create derivative works without our prior written consent. All rights reserved.

The trade marks, logos and service marks shown on our Website, unless otherwise specified, are our trade marks. No rights are granted to use any of them without our prior written consent.

6. Disclaimer of Warranty: ROADMAP HAS MADE BEST EFFORTS TO ENSURE THE VERACITY OF INFORMATION APPEARING ON THE ROADMAP WEBSITE. ROADMAP DOES NOT PROVIDE ANY WARRANTY AS TO THE ACCURACY OF SUCH INFORMATION OR ITS SUITABILITY FOR ANY PARTICULAR PURPOSE WHATSOEVER. WE HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION. YOU SHOULD NOT ASSUME THAT THE INFORMATION DISPLAYED IS ERROR-FREE AND/OR THAT IT WILL BE SUITABLE FOR THE PARTICULAR PURPOSE THAT YOU HAVE IN MIND WHEN USING IT.

7. Limitation of Liability: WE SHALL NOT BE LIABLE FOR ANY LOSS OF PROFIT, DATA LOSS, LOSS OF PRODUCTION, DEPLETION OF GOODWILL OR ANY INDIRECT LOSS, COSTS OR EXPENSES WHATSOEVER ARISING OUT OF YOUR USE OF OUR WEBSITE OR YOUR USE OF OUR ADDITIONAL SERVICES.

8. Changes: RoadMap has the right to modify these Terms of Use & Privacy Policy without your prior written consent. In the event of any modification, RoadMap shall notify its members via email or by other conventional means and shall further post the modified Terms of Use & Privacy Policy on the RoadMap Website. Your continued use of the RoadMap Website shall be conclusively deemed an acceptance of all such modification(s). If you are in any way dissatisfed with any modifications made pursuant to this provision, you shall have the immediate right to cancel your membership subject to payment of services rendered.